{"id":943,"date":"2023-12-11T14:45:18","date_gmt":"2023-12-11T14:45:18","guid":{"rendered":"http:\/\/b2claw.dk\/?p=943"},"modified":"2023-12-11T14:45:18","modified_gmt":"2023-12-11T14:45:18","slug":"kautionens-bortfald-efter-10-aar-gaelder-kun-for-bankkautioner-ikke-realkreditkautioner","status":"publish","type":"post","link":"https:\/\/b2claw.dk\/?p=943","title":{"rendered":"Kautionens bortfald efter 10 \u00e5r g\u00e6lder kun for bankkautioner &#8211; ikke realkreditkautioner"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">Som jeg skriver om <a href=\"http:\/\/b2claw.dk\/?page_id=164\" data-type=\"page\" data-id=\"164\">andet sted her p\u00e5 siden<\/a> bortfalder en privat kaution\u00a0efter 10 \u00e5r eller, hvis kautionsaftalen er indg\u00e5et til sikkerhed for en kredit med variabelt bel\u00f8b\u00a0eller for et l\u00e5n uden fast forfaldstidspunkt (typisk en kassekredit), efter 5 \u00e5r, medmindre forpligtelsen forinden er gjort g\u00e6ldende af pengeinstituttet. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Dette fremg\u00e5r af \u00a7 48, stk. 9\u00a0i Lov om Finansiel Virksomhed.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Denne bestemmelse er betydelig mere gunstig for privat kautionisten end den almindelige for\u00e6ldelsesfrist p\u00e5 10 \u00e5r efter For\u00e6ldelsesloven. Det skyldes at begyndelsestidspunktet for de 10 \u00e5r efter Lov om finansiel virksomhed er tidspunktet for kautionsaftalens indg\u00e5else. I mods\u00e6tning hertil er begyndelsestidspunktet for den 10 \u00e5rige for\u00e6ldelsesfrist efter For\u00e6ldelsesloven det tidspunkt, hvor man kunne rejse kravet overfor kautionisten. Det vil typisk f\u00f8rst v\u00e6re ved en misligholdelse, der ligger senere end afgivelsen af kautionsl\u00f8ftet.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Du skal dog v\u00e6re OBS p\u00e5 at denne s\u00e6rlige yderligere beskyttelse i \u00a7 48, stk. 9 ikke finder anvendelse, hvis kautionen er stillet overfor et realkreditinstitut. Det fremg\u00e5r direkte af \u00a7 53A i loven. <\/p>\n","protected":false},"excerpt":{"rendered":"<p>Som jeg skriver om andet sted her p\u00e5 siden bortfalder en privat kaution\u00a0efter 10 \u00e5r eller, hvis kautionsaftalen er indg\u00e5et til sikkerhed for en kredit med variabelt bel\u00f8b\u00a0eller for et l\u00e5n uden fast forfaldstidspunkt (typisk en kassekredit), efter 5 \u00e5r, &hellip; <a href=\"https:\/\/b2claw.dk\/?p=943\">L\u00e6s resten <span class=\"meta-nav\">&rarr;<\/span><\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[35,103],"tags":[37],"class_list":["post-943","post","type-post","status-publish","format-standard","hentry","category-kaution","category-privat-kaution","tag-kaution"],"_links":{"self":[{"href":"https:\/\/b2claw.dk\/index.php?rest_route=\/wp\/v2\/posts\/943","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/b2claw.dk\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/b2claw.dk\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/b2claw.dk\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/b2claw.dk\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=943"}],"version-history":[{"count":1,"href":"https:\/\/b2claw.dk\/index.php?rest_route=\/wp\/v2\/posts\/943\/revisions"}],"predecessor-version":[{"id":944,"href":"https:\/\/b2claw.dk\/index.php?rest_route=\/wp\/v2\/posts\/943\/revisions\/944"}],"wp:attachment":[{"href":"https:\/\/b2claw.dk\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=943"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/b2claw.dk\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=943"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/b2claw.dk\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=943"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}